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Marketplace activation re-enabled


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khedger
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Joined: 12 Mar 2008
Posts: 682
Location: Cambridge, MA

PostPosted: Mon Jun 18, 2018 11:58 am    Post subject: Reply with quote

Can someone please explain why we should not use Paypal 'friends and family'? I don't use Paypal often, but I bought a horn on the marketplace (no problems there) and the seller requested that I use the 'friends and family' method, which I did. Why shouldn't I have?
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dstpt
Heavyweight Member


Joined: 14 Dec 2005
Posts: 733

PostPosted: Mon Jun 18, 2018 12:06 pm    Post subject: Reply with quote

khedger wrote:
Can someone please explain why we should not use Paypal 'friends and family'? I don't use Paypal often, but I bought a horn on the marketplace (no problems there) and the seller requested that I use the 'friends and family' method, which I did. Why shouldn't I have?

Because if you use PPFF, there is no recourse, and if it's fraud, PayPal will not issue a refund. The money is gone to the swindler (scammer). If you use the regular PayPal where you or the seller pays the 2.9% fee, then PayPal can intervene and get your money back, if you do not receive what was promised in the transaction.
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mm55
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Joined: 01 Jul 2013
Posts: 1349

PostPosted: Mon Jun 18, 2018 12:22 pm    Post subject: Reply with quote

Reason #1: It's a violation of the seller's agreement with PayPal to use "friends and family" for payment for the sale of goods. It's using PayPal's service, but violating the agreement so as to avoid paying for the service. It may very well be fraud and/or theft of service. So if the seller is cheating PayPal, you might consider whether they might cheat you.

Reason #2: If something goes wrong with the purchase, or the merchandise, or the shipments, the buyer has no recourse. Any protection or insurance or any other buyer/payer protection that PayPal may offer is null and void, because you used "friends and family." You're out of luck.
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