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noamiller
Regular Member


Joined: 20 Jun 2011
Posts: 48
Location: United States

PostPosted: Tue Jul 17, 2018 12:56 pm    Post subject: Insurance Reply with quote

Hey All,

What do you all use for instrument insurance (looking to insure my 3 horns)?
I contacted Progressive (which I already use for car insurance), and turns out since I use my trumpets professionally, the renter's insurance does not cover them (you can still sort of make a claim with renters, it only covers a fraction of the worth). I have also heard about Personal Artifact that other people use with other national insurances, and I am getting a quote from Anderson Musical Instruments insurance. Any experience with any of these?

Thanks!
Noa
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Turkle
Heavyweight Member


Joined: 29 Apr 2008
Posts: 2450
Location: New York City

PostPosted: Tue Jul 17, 2018 1:08 pm    Post subject: Reply with quote

Clarion Insurance is great. Truly insurance for the working musician.
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Yamaha 8310Z trumpet
Yamaha 8310Z flugel
Curry 3.
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deanoaks
Regular Member


Joined: 02 Apr 2015
Posts: 75
Location: US

PostPosted: Tue Jul 17, 2018 1:12 pm    Post subject: Reply with quote

Clarion 100%. Reasonably priced. Easy to use. I also believe they are the official insurance company used by the AFM
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kehaulani
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Joined: 23 Mar 2003
Posts: 8964
Location: Hawai`i - Texas

PostPosted: Tue Jul 17, 2018 2:26 pm    Post subject: Reply with quote

I use Clarion in the U.S.
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"If you don't live it, it won't come out of your horn." Bird

Yamaha 8310Z Bobby Shew trumpet
Benge 3X Trumpet
Getzen Capri Cornet
Adams F-1 Flghn
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djpearlman
Veteran Member


Joined: 30 Aug 2002
Posts: 461
Location: Santa Fe, New Mexico

PostPosted: Tue Jul 17, 2018 2:43 pm    Post subject: Reply with quote

Ditto on Clarion.
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Dan Pearlman
Santa Fe, NM

- Monette Cornette
- Andalusia Cornet
- Carolbrass Pocket Trumpet
- Monette mouthpieces

https://www.youtube.com/channel/UC5NafoVeXrsRm-fOhKaIpnA
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Bardiel
New Member


Joined: 16 Mar 2021
Posts: 5

PostPosted: Sat May 29, 2021 7:47 am    Post subject: Reply with quote

Obviously, insurance is a good idea. I did the same two years ago and turned to this company https://www.victorcknight.co.uk/. They are specialists in the field of musical instrument insurance and all music-related insurance policies and have negotiated discounted rates exclusively for musicians, both professional and amateurs. Besides, they have been serving the music industry's insurance needs since 1971, an important aspect of the experience. It is clear that it is a good company that has been operating for a long time and has good reviews.

Last edited by Bardiel on Wed Jun 02, 2021 4:28 am; edited 1 time in total
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trumpetchops
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Joined: 29 Jun 2003
Posts: 2644

PostPosted: Sun May 30, 2021 4:09 am    Post subject: Reply with quote

I don't know if you can do this with renters insurance. I have the trumpets on my homeowners with a special rider that insures them for everything. If I drop a Monette, it's covered.

Just as a side note, My Monette was on a stand at a rehearsal and I accidentally kicked it. The first slide and lead pipe were bent. I made an insurance claim and sent the trumpet to the factory. The insurance company told me that they would pay up to 9,000.00. I was thinking, I'm covered. It can't cost more than that for a repair. Even if they mad new parts. The bill was 250.00 with a complete cleaning. I felt a little stupid for making the claim.
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Joe Spitzer
Monroe Ct.
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ayryq
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Joined: 16 Feb 2019
Posts: 354
Location: Rochester, NY

PostPosted: Sun May 30, 2021 4:11 am    Post subject: Reply with quote

Deleted
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Yamaha YTR6345HGS Bb
Bach "Philly" C
Bach 239 Eb/D
DEG Signature 2000 Bb/A picc
Yamaha YTR-9835 Bb/A picc
Yamaha Bobby Shew flugel
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Last edited by ayryq on Wed Jul 21, 2021 2:46 am; edited 1 time in total
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OldHorn
Regular Member


Joined: 26 Dec 2017
Posts: 90

PostPosted: Sun May 30, 2021 6:58 am    Post subject: Reply with quote

I'm insured through Mercer, which is connected to the AFM. Besides musical instruments, I also have my computers, PA system, iPad all covered by this policy.

https://www.afminsurance.com/business-insurance/business-owners-insurance/special-risk-insurance/musical-instrument-equipment-insurance.html
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picctpt33
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Joined: 07 Aug 2019
Posts: 96

PostPosted: Tue Jul 20, 2021 6:51 pm    Post subject: Reply with quote

+1 for Clarion Insurance
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